{"type":0,"nickname":"MoneyCome.in","title":"MoneyCome.in的複利報酬率怎麼算的？ | 以豐泰(9910)在2020年為例","myCatId":"605fdb8a3286fe7ce7cbe9cd","myCatName":"說明文件","preview":{"essayId":"605fdbe33286fe7ce7cbe9cf","at":"s3","imgId":"605fdc8e3286fe7ce7cbe9d2","url":{"large":"https://tipga.s3-ap-northeast-1.amazonaws.com/0/MoneyCome.in/l_605fdc8e3286fe7ce7cbe9d2.png","medium":"https://tipga.s3-ap-northeast-1.amazonaws.com/0/MoneyCome.in/l_605fdc8e3286fe7ce7cbe9d2.png","small":"https://tipga.s3-ap-northeast-1.amazonaws.com/0/MoneyCome.in/s_605fdc8e3286fe7ce7cbe9d2.png","thumbnail":"https://tipga.s3-ap-northeast-1.amazonaws.com/0/MoneyCome.in/s_605fdc8e3286fe7ce7cbe9d2.png"}},"intro":"日前客服收到網站數據被質疑的信件\n大致是質疑站內人氣工具，複利試算，的報酬率計算有問題？\n本文稍微說明怎麼計算的\n以9910豐泰為例\n本金100萬，現金股利不再投入，每年也沒有任何資金再投入\n試算2020-2020年的投報 (對! 就是單看2020年)\n試算結果，投報是22.1%\n看到這裡，一般直覺","hashtags":[],"browsingCnt":914,"createTime":1616894947055,"essayDate":"2021-03-28","essayTime":1616889600000,"lastModify":1616901773879,"essayId":"605fdbe33286fe7ce7cbe9cf","sets":[{"imgId":"","at":"","url":{"large":"","medium":"","small":"","thumbnail":""},"text":"日前客服收到網站數據被質疑的信件\n大致是質疑站內人氣工具，複利試算，的報酬率計算有問題？\n本文稍微說明怎麼計算的","layout":0,"from":0,"aspectRatio":-1,"w":-1,"h":-1,"setId":"605fdc903286fe7ce7cbe9d4"},{"imgId":"605fdc8e3286fe7ce7cbe9d2","at":"s3","url":{"large":"https://tipga.s3-ap-northeast-1.amazonaws.com/0/MoneyCome.in/l_605fdc8e3286fe7ce7cbe9d2.png","medium":"https://tipga.s3-ap-northeast-1.amazonaws.com/0/MoneyCome.in/l_605fdc8e3286fe7ce7cbe9d2.png","small":"https://tipga.s3-ap-northeast-1.amazonaws.com/0/MoneyCome.in/s_605fdc8e3286fe7ce7cbe9d2.png","thumbnail":"https://tipga.s3-ap-northeast-1.amazonaws.com/0/MoneyCome.in/s_605fdc8e3286fe7ce7cbe9d2.png"},"text":"以9910豐泰為例\n本金100萬，現金股利不再投入，每年也沒有任何資金再投入\n試算2020-2020年的投報 (對! 就是單看2020年)\n試算結果，投報是22.1%","layout":0,"from":0,"aspectRatio":0.9449,"w":652,"h":690,"setId":"605fdc903286fe7ce7cbe9d5"},{"imgId":"605ff31f3286fe7ce7cbeb4f","at":"s3","url":{"large":"https://tipga.s3-ap-northeast-1.amazonaws.com/0/MoneyCome.in/l_605ff31f3286fe7ce7cbeb4f.png","medium":"https://tipga.s3-ap-northeast-1.amazonaws.com/0/MoneyCome.in/m_605ff31f3286fe7ce7cbeb4f.png","small":"https://tipga.s3-ap-northeast-1.amazonaws.com/0/MoneyCome.in/s_605ff31f3286fe7ce7cbeb4f.png","thumbnail":"https://tipga.s3-ap-northeast-1.amazonaws.com/0/MoneyCome.in/s_605ff31f3286fe7ce7cbeb4f.png"},"text":"看到這裡，一般直覺以為，就是年初買入，年末賣出，結果是22.1%\n但我們比對一下K線圖\n2020年開盤196.0，收盤199.5\n如果單看價格的話，報酬率是負的。","layout":1,"from":0,"aspectRatio":2.3445,"w":1960,"h":836,"setId":"605ff2173286fe7ce7cbeb2c"},{"imgId":"605ff4153286fe7ce7cbeb5e","at":"s3","url":{"large":"https://tipga.s3-ap-northeast-1.amazonaws.com/0/MoneyCome.in/l_605ff4153286fe7ce7cbeb5e.png","medium":"https://tipga.s3-ap-northeast-1.amazonaws.com/0/MoneyCome.in/m_605ff4153286fe7ce7cbeb5e.png","small":"https://tipga.s3-ap-northeast-1.amazonaws.com/0/MoneyCome.in/s_605ff4153286fe7ce7cbeb5e.png","thumbnail":"https://tipga.s3-ap-northeast-1.amazonaws.com/0/MoneyCome.in/s_605ff4153286fe7ce7cbeb5e.png"},"text":"雖然參數設定是現金股利不再投入，也沒有額外資金再投入\n但豐泰除了配現金，還有配股息\n2020年領到的是2019年度的股息，2元\n相當於每張可領200股，或說每股可配0.2股","layout":1,"from":0,"aspectRatio":0.7234,"w":1088,"h":1504,"setId":"605ff5843286fe7ce7cbeb69"},{"imgId":"","at":"","url":{"large":"","medium":"","small":"","thumbnail":""},"text":"現在我們可以來算數學了 \n\n[quote]\n本金100萬，於年初開盤以196元買進\n可得 1000000 / 196 = 5102股\n\n當年配股2元，可得 5102 * 0.2 = 1020股\n\n現金股利投入0元，可得0股\n\n每年額外投入0元，可得0股\n\n期末共有6122股\n\n期末股價院199.5元，相當於市值1221339元\n\n投資報酬率 = (1221339-1000000)/1000000 = 22.1%\n[/quote]\n\n結果和網站的差不多唷!~","layout":0,"from":0,"aspectRatio":-1,"w":-1,"h":-1,"setId":"605ff5843286fe7ce7cbeb6a"},{"imgId":"","at":"","url":{"large":"","medium":"","small":"","thumbnail":""},"text":"## ★貼心提醒★\n\nMoneyCome.in網站致力於長期的投資\n如果只單看一年，其實算不上什麼複利行為\n複利5年可能都還不見得有巨大效果\n複利10年可能會有點小小成績\n複利15年應該就有一定的成績\n望投資人在選擇標的時，盡可能是符合巴菲特說的：「很濕的雪，很長的坡」\n才能展現複利的威力","layout":0,"from":0,"aspectRatio":-1,"w":-1,"h":-1,"setId":"605ff67a3286fe7ce7cbeb83"}],"originalLinkHint":{"en":{"text":"Orignal Link: https://www.tipga.com/e/605fdbe33286fe7ce7cbe9cf","html":"\u003cdiv class=\"originalLinkHintWrapper tOverflow\"\u003eOrignal Link: \u003ca href=\"https://www.tipga.com/e/605fdbe33286fe7ce7cbe9cf\" target=\"_blank\"\u003ehttps://www.tipga.com/e/605fdbe33286fe7ce7cbe9cf\u003c/a\u003e\u003c/div\u003e"},"zh_TW":{"text":"原文連結：https://www.tipga.com/e/605fdbe33286fe7ce7cbe9cf","html":"\u003cdiv class=\"originalLinkHintWrapper tOverflow\"\u003e原文連結：\u003ca href=\"https://www.tipga.com/e/605fdbe33286fe7ce7cbe9cf\" target=\"_blank\"\u003ehttps://www.tipga.com/e/605fdbe33286fe7ce7cbe9cf\u003c/a\u003e\u003c/div\u003e"}},"apiFooter":{"en":{"text":"Tipga - Enjoy Writing, Enrich Life!","html":"\u003cdiv class=\"originalLinkHintWrapper tOverflow\"\u003e\u003cspan style=\"color:#ffaa33;\"\u003eTipga\u003c/span\u003e - Enjoy Writing, Enrich Life! 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