{"type":0,"nickname":"MoneyCome.in","title":"穩定存股？景氣循環存股？ | 以大統益(1232)與精華(1565)說明","myCatId":"5d6299023286fe05f50e6bd8","myCatName":"存股複利","preview":{"essayId":"5ddfe59b3286fe39ddc56c24","at":"s3","imgId":"5ddfe7db3286fe39ddc56fc7","url":{"large":"https://tipga.s3-ap-northeast-1.amazonaws.com/0/MoneyCome.in/l_5ddfe7db3286fe39ddc56fc7.png","medium":"https://tipga.s3-ap-northeast-1.amazonaws.com/0/MoneyCome.in/l_5ddfe7db3286fe39ddc56fc7.png","small":"https://tipga.s3-ap-northeast-1.amazonaws.com/0/MoneyCome.in/s_5ddfe7db3286fe39ddc56fc7.png","thumbnail":"https://tipga.s3-ap-northeast-1.amazonaws.com/0/MoneyCome.in/s_5ddfe7db3286fe39ddc56fc7.png"}},"intro":"#### 存股？ ####\n\n顧名思義就是看好一間公司的長期獲利能力，進而持續性的買入其股票\n不論如何，長期表現都不會讓人擔憂\n\n實際執行上會分成兩派：\n一是覺得找股性穩定、景氣連動小的來存股；\n二是覺得找股性活潑、景氣循環大的來存股，低點加碼後可以放大獲利。\n誰對呢？\n\n## 穩定的存股 ##\n\n","hashtags":["#大統益","#精華"],"browsingCnt":1743,"createTime":1574954395507,"essayDate":"2019-11-28","essayTime":1574899200000,"lastModify":1575292894165,"essayId":"5ddfe59b3286fe39ddc56c24","sets":[{"imgId":"","at":"","url":{"large":"","medium":"","small":"","thumbnail":""},"text":"#### 存股？ ####\n\n顧名思義就是看好一間公司的長期獲利能力，進而持續性的買入其股票\n不論如何，長期表現都不會讓人擔憂\n\n實際執行上會分成兩派：\n一是覺得找股性穩定、景氣連動小的來存股；\n二是覺得找股性活潑、景氣循環大的來存股，低點加碼後可以放大獲利。\n誰對呢？\n","layout":0,"from":0,"aspectRatio":-1,"w":-1,"h":-1,"setId":"5ddfe5c33286fe39e6c5464c"},{"imgId":"","at":"","url":{"large":"","medium":"","small":"","thumbnail":""},"text":"## 穩定的存股 ##\n\n穩定的存股，以#大統益 為例","layout":1,"from":0,"aspectRatio":-1,"w":-1,"h":-1,"setId":"5ddfebbd3286fe39e6c546ba"},{"imgId":"5ddfe7db3286fe39ddc56fc7","at":"s3","url":{"large":"https://tipga.s3-ap-northeast-1.amazonaws.com/0/MoneyCome.in/l_5ddfe7db3286fe39ddc56fc7.png","medium":"https://tipga.s3-ap-northeast-1.amazonaws.com/0/MoneyCome.in/l_5ddfe7db3286fe39ddc56fc7.png","small":"https://tipga.s3-ap-northeast-1.amazonaws.com/0/MoneyCome.in/s_5ddfe7db3286fe39ddc56fc7.png","thumbnail":"https://tipga.s3-ap-northeast-1.amazonaws.com/0/MoneyCome.in/s_5ddfe7db3286fe39ddc56fc7.png"},"text":"期初100萬，每月投資5000元\n2005~2019年化約18%\n期末市值約2200萬，每年可領89萬\n\n這種方式的存股，表面上看起來股價都不動，長期來說表現驚人\n穩定的獲利，造成市值、配息穩定上升，愈存愈安心，基本上跟吃了定心丸一樣\n15年來，年化報酬約18%，說它是定存股讓人為之叫屈了\n真要挑點毛病，可能就是流動性小、股本小吧\n","layout":0,"from":0,"aspectRatio":0.7855,"w":652,"h":830,"setId":"5ddfebbd3286fe39e6c546bb"},{"imgId":"5ddfe9fd3286fe39ddc571ea","at":"s3","url":{"large":"https://tipga.s3-ap-northeast-1.amazonaws.com/0/MoneyCome.in/l_5ddfe9fd3286fe39ddc571ea.png","medium":"https://tipga.s3-ap-northeast-1.amazonaws.com/0/MoneyCome.in/l_5ddfe9fd3286fe39ddc571ea.png","small":"https://tipga.s3-ap-northeast-1.amazonaws.com/0/MoneyCome.in/s_5ddfe9fd3286fe39ddc571ea.png","thumbnail":"https://tipga.s3-ap-northeast-1.amazonaws.com/0/MoneyCome.in/s_5ddfe9fd3286fe39ddc571ea.png"},"text":"\n## 景氣循環存股 ##\n\n活潑的存股，以#精華 為例","layout":1,"from":0,"aspectRatio":0.7656,"w":640,"h":836,"setId":"5ddfebbd3286fe39e6c546bc"},{"imgId":"","at":"","url":{"large":"","medium":"","small":"","thumbnail":""},"text":"期初100萬，每個月投資5000元\n2005~2019年化約18.5% (與大統益相當)\n期末市值約2500萬，每年可領139萬\n\n值得注意的是\n在2013年市值為3800萬，2017年更是高達5100萬\n比大統益的2019年2200萬還多很多\n但因為是景氣高度相關，隔年跌下來時\n2014年由3800萬跌至2400萬，2018年由5100萬跌至2400萬\n市值幾乎腰斬！\n\n但可別忘了，存股的目的是為了市值嗎？\n當然是為了穩定的被動收入\n精華在期末時可領139萬的股利，亦遠勝大統益的89萬\n看到這裡，我想每個人都會心動\n但這樣活潑的股性，你耐的住嗎？\n這是需要修煉的！","layout":0,"from":0,"aspectRatio":-1,"w":-1,"h":-1,"setId":"5ddfebbd3286fe39e6c546bd"},{"imgId":"5ddfede13286fe39ddc57646","at":"s3","url":{"large":"https://tipga.s3-ap-northeast-1.amazonaws.com/0/MoneyCome.in/l_5ddfede13286fe39ddc57646.png","medium":"https://tipga.s3-ap-northeast-1.amazonaws.com/0/MoneyCome.in/m_5ddfede13286fe39ddc57646.png","small":"https://tipga.s3-ap-northeast-1.amazonaws.com/0/MoneyCome.in/s_5ddfede13286fe39ddc57646.png","thumbnail":"https://tipga.s3-ap-northeast-1.amazonaws.com/0/MoneyCome.in/s_5ddfede13286fe39ddc57646.png"},"text":"## 總結 ##\n\n最後以表格整理一下","layout":1,"from":0,"aspectRatio":7.6458,"w":1468,"h":192,"setId":"5ddfeeb93286fe39ddc57749"},{"imgId":"","at":"","url":{"large":"","medium":"","small":"","thumbnail":""},"text":"單看數據，會覺得年化報酬率差不多，怎麼期末可領金額差這麼多？\n\n年化報酬率本來就是一種迷思\n對於表現穩定的股票，描述上較有意義\n股性太活潑時，就要注意取樣區間\n\n不論如何，找尋適合自己的標的，才能安心存股","layout":0,"from":0,"aspectRatio":-1,"w":-1,"h":-1,"setId":"5ddfeeb93286fe39ddc5774a"},{"imgId":"","at":"","url":{"large":"","medium":"","small":"","thumbnail":""},"text":"#### 參考資料\n","layout":0,"from":0,"aspectRatio":-1,"w":-1,"h":-1,"setId":"5de50fae3286fe4abc0a0c3c"},{"imgId":"","at":"parseUrl","url":{"large":"https://www.moneycome.in/tool/compound_interest?stkCode=1232","medium":"https://www.moneycome.in/tool/compound_interest?stkCode=1232","small":"https://www.moneycome.in/tool/compound_interest?stkCode=1232","thumbnail":"https://www.moneycome.in/tool/compound_interest?stkCode=1232"},"text":"","layout":0,"from":0,"aspectRatio":-1,"w":-1,"h":-1,"parseUrlResult":{"title":"\n 大統益的複利存股 - MoneyCome.in\n ","description":"MoneyCome提供複利試算功能，可根據各股的月均價、現金股利，進行複利試算。","host":"www.moneycome.in","url":"https://www.moneycome.in/tool/compound_interest?stkCode=1232","charset":"utf-8","og:title":"大統益的複利存股 @[ MoneyCome.in ]","og:description":"MoneyCome提供複利試算功能，可根據各股的月均價、現金股利，進行複利試算。","og:image":"https://s3-ap-northeast-1.amazonaws.com/moneycomein/0/0/sysuse/ul/cover01.jpg","first_img":"https://www.moneycome.in//img/portfolio.png","preview_img":"https://s3-ap-northeast-1.amazonaws.com/moneycomein/0/0/sysuse/ul/cover01.jpg"},"setId":"5de50fde3286fe4abc0a0ce1"},{"imgId":"","at":"parseUrl","url":{"large":"https://www.moneycome.in/tool/compound_interest?stkCode=1565","medium":"https://www.moneycome.in/tool/compound_interest?stkCode=1565","small":"https://www.moneycome.in/tool/compound_interest?stkCode=1565","thumbnail":"https://www.moneycome.in/tool/compound_interest?stkCode=1565"},"text":"","layout":0,"from":0,"aspectRatio":-1,"w":-1,"h":-1,"parseUrlResult":{"title":"\n 精華的複利存股 - MoneyCome.in\n ","description":"MoneyCome提供複利試算功能，可根據各股的月均價、現金股利，進行複利試算。","host":"www.moneycome.in","url":"https://www.moneycome.in/tool/compound_interest?stkCode=1565","charset":"utf-8","og:title":"精華的複利存股 @[ MoneyCome.in ]","og:description":"MoneyCome提供複利試算功能，可根據各股的月均價、現金股利，進行複利試算。","og:image":"https://s3-ap-northeast-1.amazonaws.com/moneycomein/0/0/sysuse/ul/cover01.jpg","first_img":"https://www.moneycome.in//img/portfolio.png","preview_img":"https://s3-ap-northeast-1.amazonaws.com/moneycomein/0/0/sysuse/ul/cover01.jpg"},"setId":"5de50fde3286fe4abc0a0ce2"}],"originalLinkHint":{"en":{"text":"Orignal Link: https://www.tipga.com/e/5ddfe59b3286fe39ddc56c24","html":"\u003cdiv class=\"originalLinkHintWrapper tOverflow\"\u003eOrignal Link: \u003ca href=\"https://www.tipga.com/e/5ddfe59b3286fe39ddc56c24\" target=\"_blank\"\u003ehttps://www.tipga.com/e/5ddfe59b3286fe39ddc56c24\u003c/a\u003e\u003c/div\u003e"},"zh_TW":{"text":"原文連結：https://www.tipga.com/e/5ddfe59b3286fe39ddc56c24","html":"\u003cdiv class=\"originalLinkHintWrapper tOverflow\"\u003e原文連結：\u003ca href=\"https://www.tipga.com/e/5ddfe59b3286fe39ddc56c24\" target=\"_blank\"\u003ehttps://www.tipga.com/e/5ddfe59b3286fe39ddc56c24\u003c/a\u003e\u003c/div\u003e"}},"apiFooter":{"en":{"text":"Tipga - 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